Engagement Ring Financing
Engagement Ring Financing
Stelios Jewellers has teamed up with Achievement Finance to help create your dream piece of jewellery. we understand that purchasing the perfect engagement ring is a meaningful moment in life. It is also a significant investment. To help make this milestone more accessible, we offer tailored engagement ring financing options that suit a wide range of budgets and financial situations. Whether you are planning to propose or preparing for your wedding, our flexible financing solutions are designed to help you move forward with confidence and clarity.
Why Finance an Engagement Ring
Financing engagement rings allows you to secure the ring you love today and pay it off over time through fixed monthly payments. Rather than paying cash upfront, you can spread the cost of your ring purchase over an agreed repayment term. This approach helps you manage your monthly budget more easily, while still affording a high-quality, handcrafted engagement ring.
Many couples finance their engagement ring purchases instead of paying upfront with cash. Customers choose to finance their engagement ring purchase because it:
- Provides access to higher quality jewellery
- Avoids large upfront payments
- Supports better financial planning
- Keeps savings intact
- Offers competitive interest rates depending on your financial position
Engagement rings range in price from $6,000 to $20,000, with an average of approximately $6,000. Comparing interest rates and terms is crucial when evaluating different financing options for engagement rings.
We offer a variety of engagement ring finance solutions to suit different needs. You can choose the plan that best matches your financial circumstances.
Ways to Finance an Engagement Ring
We offer a variety of engagement ring finance solutions to suit different needs. You can choose the plan that best matches your financial circumstances.
In-Store Payment Plans
Our in-store payment plan allows you to purchase bespoke jewellery with the flexibility of multiple payments.
Whilst your personalized piece is being designed, you can make payments in agreed installments at your convenience.
Please note: your custom jewellery will only be released upon receipt of the final payment. This ensures a secure and tailored experience while you plan your investment.
Financing Through Financial Institutions
We offer flexible finance options to help you bring your bespoke jewellery to life. Through our affiliation with Achievement Finance, clients can apply for tailored financing plans to suit their budget and timeline. Enjoy the freedom to design your perfect piece today, with the convenience of spreading the cost over time—subject to approval by the finance provider
Credit Card Purchases
Paying by credit card offers a convenient and secure way to purchase your bespoke jewellery.
Key benefits include:
Flexible Payments:
Spread the cost over time according to your credit card’s terms
Purchase Protection:
Most credit cards offer protection on purchases, adding an extra layer of security.
Rewards & Cashback:
Earn points, cashback, or travel rewards depending on your card provider.
Immediate Confirmation:
Secure your bespoke order instantly with a fast, hassle-free transaction.
Record Keeping:
Easy tracking of your purchase for budgeting or insurance purposes.
Enjoy peace of mind and added value when choosing to pay by credit card.
Online Lenders and Financing Platforms
The rise of online lenders has created more flexible payment options for jewellery purchases. These platforms often offer fast approval and manageable payment plans. Peer-to-peer lending connects borrowers with individual lenders, which can result in competitive interest rates. However, it is important to review the fine print to ensure there are no hidden fees or excessively high interest rates.
Family assistance is another common form of financing. Many people receive loans or gifts from family members to support their engagement ring purchase.
Buy Now, Pay Later Services
We’re pleased to offer Afterpay as a financing option for your bespoke jewellery. With Afterpay, you can design and order your custom piece now and pay in four interest-free instalments, every two weeks.
It’s a simple, transparent way to manage your purchase—no hidden fees, no lengthy applications. Enjoy flexibility while we craft your dream jewellery.
What to Consider Before Applying for Engagement Ring Financing
Before committing to any ring financing plan, consider the following:
Budget:
Know your monthly budget and how much you can afford in monthly payments.
Credit Score:
A higher credit score can lead to better interest rates.
Repayment Term:
Determine a term length that fits your financial position.
Fees:
Ask about hidden fees, late payments, and penalties.
Total Cost:
Understand how much you will ultimately pay including interest.
Our experienced team at Stelios Jewellers can help you compare options and explain the benefits and trade-offs of each method.
Common Questions About Engagement Ring Finance
Yes. Many clients choose to finance both their engagement ring and wedding ring as part of a single plan. This helps manage cash flow and provides convenience.
If your financial situation changes during the repayment term, contact our team immediately. We are here to help you adjust your payment plan where possible.
To avoid interest charges, pay off the balance within the promotional period if available. You can also select a plan with no interest or pay more than the minimum monthly payments
Why Choose Stelios Jewellers?
At Stelios Jewellers, we are committed to offering both exceptional craftsmanship and customer-first financing solutions. Our bespoke jewellery pieces are made with care, and our financing options are designed to offer peace of mind.
Whether you are looking to finance a diamond engagement ring, custom wedding ring, or another special piece, we are here to help make the process seamless and stress-free.
You should never have to compromise when selecting the perfect ring. With our financing options, you can purchase the ring you love now and manage your repayments comfortably.
Start your journey today with Stelios Jewellers and create a lasting memory with a ring that reflects your commitment and love.
